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What Is a Personal Injury Claim? A personal injury claim involves a person suffering physical or emotional injury as a result of the negligence of another. The victim may be entitled to compensation for medical expenses, pain, suffering, and lost wages. Other expenses could include travel costs to appointments or home modifications, as well as the cost of care for permanent disabilities or impairments. Some victims might also claim special damages for mental suffering. Damages A personal injury claim seeks to recover for the losses suffered by the injured party due to the negligence of an individual. Victims are entitled to compensation for both economic and non-economic damages. The amount of compensation awarded will depend on the severity and type of injuries sustained. Compensation may include expenses such as medical care and loss of earnings, and could also include damages for pain and suffering, physical impairment, as well as emotional distress. Punitive damages are possible in the case of extreme negligence. The types of compensation that can be claimed in a personal injury case are classified into two categories: general and special damages. Special damages are incurred expenses and financial losses, and are typically quantifiable. Keep detailed Palatine injury attorney YouTube and receipts for any expenses or losses can help to maximize the amount of money refunded through special damages. Future damages can be difficult to calculate because they depend on the extent of an injury and its expected long-term effects. Our attorneys will work with medical professionals to determine the estimated cost for ongoing treatment, travel expenses to and from appointments and any equipment or modifications that are needed due to permanent disabilities. General damages are more subjective and encompass the cost of discomfort and pain that result from an accident. This includes the compensation for past discomfort and pain and also future suffering and pain that is reasonably anticipated in light of the severity of the injury. This is why it's important to hire a competent lawyer representing you, since they will know how to value your claim for pain and suffering and provide accurate estimates based on the specifics of your case. Other types of general damages include loss of enjoyment, loss of companionship, and emotional distress. Loss of enjoyment damages compensate victims for the negative effect an injury can have on their ability to be capable of enjoying the activities that they used to enjoy. Loss of companionship and emotional distress can be more difficult to quantify, but our lawyers have years of experience assisting victims in establishing the appropriate compensation for these types of damages. Medical bills Medical expenses can be a significant portion of a personal injury claim, particularly if an accident leaves the victim with serious injuries. If the victim of an injury does not have prior coverage that is covered by their car insurance or health insurance policy, they are responsible for the medical expenses which were part of the settlement for personal injuries. The kind of medical-related injuries that can be claimed in a personal injury lawsuit include any medical expenses for the victim, including hospital visits, surgeries or physical therapy, home care and medications. In addition, an accident victim can also claim future medical expenses anticipated from their injuries. This could include future surgeries, rehabilitation procedures or the requirement for long-term medical treatment. It is vital that accident victims keep up with their treatment, and be in constant contact with their doctors. This will help them prove that their suffering is worth a dollar. In addition, staying current with treatments can help a victim of an accident to recover quicker and is crucial in proving the merits of their pain and suffering claim. In some cases medical bills may be so expensive that they exceed the settlement amount of the plaintiff. A lien reduction attorney will assist in negotiating the outstanding medical bills so that the accident victim receives more money. Non-economic damages can be just as important as amount in dollars of a person's medical expenses. They could include emotional distress, loss of enjoyment of life, and loss of consortium. These kinds of damages are harder to quantify, yet they can still be compensated. If you're pursuing a claim based on personal injury, it is essential to work closely an injury lawyer to ensure all of your losses are taken into consideration. Pain and suffering Personal injury claims cover damages for physical pain and mental suffering. Other damages, such as the loss of enjoyment of living, may be covered. The pain and suffering category is one of the subjective types of damages that are difficult to quantify and prove. It's still an important part of a personal injuries claim. In the majority of personal injury cases the plaintiff has the ability to claim both economic and non-economic compensatory damages. The former are those that can be tied to tangible losses, such as medical expenses and lost wages. The latter includes things such as suffering and suffering loss of consortium, inconvenience, out of pocket expenses, and other losses that aren't directly related to money. Non-economic damages are also known as “pain and suffering” and are not able to be proven by receipts. They do not have an attached dollar amount. Therefore, it's up to the jury to determine what an appropriate amount would be. Judges are often unwilling to alter the pain and suffering award. There are several methods that jurors or judges can use to calculate the value of the victim's suffering and pain. One method is the multiplier technique, which involves multiplying the actual damages by a number which is determined by the severity of the injury. Another method is the per diem method, which gives a daily amount to each day until the victim has reached maximum medical recovery. It is essential to provide as much documentation as is possible regardless of whether you are using the multiplier method or the per diem method. Included in this are medical documents, photographs and witness testimony. Keep journals that detail your injuries and the effect they've had on your life. This can help you recall the details of your case if you need to testify in depositions and hearings. If you cannot reach an agreement with your insurance company, you might need to go to court to resolve your issue. You can hire an experienced New York attorney to handle your case on your behalf. An experienced lawyer will take care of your claim and increase the compensation you receive for your suffering and pain. Lost wages The compensation injured victims receive in their personal injury claim can include a large amount of lost wages. This is the wage they would have earned had they not had to miss their job because of their injuries. Most of the time, these losses are temporary and can be recouped. In certain instances however, they could be irreparable and permanent. The majority of people calculate their lost wages by multiplying their salary by the number of weeks or days they were away from work. For instance, let's say you typically earn $25 per hour ($1,000 per week) but you were injured in a car accident which kept you out of work for four weeks. In this instance, you would lose $4,000. Personal injury claims can be more complicated depending on the severity and nature of your injury. For instance, if you are permanently disabled by the accident and unable to return to work, you might be entitled to damages that cover your future loss of income and the potential for advancement. In these cases you can demonstrate your lost earning capacity by showing evidence of the kind of jobs you could have taken on in the past, and what kind of wages those jobs would have earned. You may also need to provide other documents to prove that you lost wages. You might need to submit an official letter from your employer verifying your lost wages, along with tax records, profit and loss statements invoices, receipts and invoices bank statements for business, or any correspondence regarding finance. When calculating your lost wages bonuses and commissions may be included in the calculation. In certain cases it is possible that the insurance company may be able to cover your lost wages as a part of your no-fault claim or settlement agreement. If this is the case, you should not be required to make a personal injury claim in addition to your no fault claim. If you've been injured in a car accident in New York, or any other type of injury you should consult an experienced personal injury lawyer. This will help you escape the stress of the legal system and ensure you get compensation for medical bills and lost income, as well as pain and suffering and other losses.